Archive for the ‘Uncategorized’ Category

PHP Development – Benefits of PHP Programming

Thursday, February 9th, 2012

PHP Hypertext Preprocessor is a server side language used to built dynamic web applications. PHP is one of the most robust, famous and easy to follow dynamic languages that can help you achieve great results with less efforts. Most of the web applications build today are based on PHP platform. Why should you use PHP for your web applications and building websites? Well here are few good reasons you should know and consider in making PHP your choice of programming knowledge for the web projects.

Free Web Development Language

PHP is developed under free license. This means you are free to use it for any purpose. Whether it is for your personal use or for a corporate project you do not need to spend a penny on it. PHP is completely free to use and modify.

Old as Gold

PHP is also one of the oldest programming languages available in the market. With its long going development time it has consistently remain in the market and that too at the top position.

Cost Efficient

Although its free, it will even reduce your cost for hosting your applications on the server. PHP works best under Unix and Linux operating systems which are again free and open source and reduces deployment cost. Thus it will save you a lot on your web server hosting.

Easy to Learn Language

PHP is not like other languages that require time and more efforts to learn. Spending a few months with PHP will make you well versed with the language and also make you able to develop your own PHP projects in no time.

Database Support

PHP works with number of databases including MySQL, MSSQL, Oracle, IBM etc. MySQL is again a free database which will again reduce your development and deployment cost.

Compatibility with Servers

PHP is compatible with almost all kinds of web servers available in the market. Since it is designed to run on any operating system, this makes it easy to deploy, transfer and update. Hence no compatibility issues with servers.

Open Source Content Management Systems Powered by PHP

There a number of open source and powerful content management systems which are developed using PHP. Hence again reducing your cost for web application development. These open source and free CMS can be used to build applications on the go.

Ready Made Frameworks

There are number of frameworks available in the market which are developed with PHP and for PHP. To list some of them are CodeIgniter, Zend etc. These frameworks are used worldwide by PHP developers to develop powerful PHP applications.

Famous and Proven

Some of the worlds most famous and used websites are built using PHP. To list few of them are Facebook, Yahoo, Wikipedia, WordPress etc. This shows that PHP is not just any other language. It is a big guy and tough competitor to other languages like Java, C etc

Worldwide PHP Developers

PHP Developers are located worldwide and you can find enormous amount of support through forums and blogs on any difficulty with PHP development. If that’s not enough you can hire a professional PHP developer.

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The Difference Between Being Smart, Educated, and Intelligent

Monday, February 6th, 2012

I’ve always been intrigued by the subject of intelligence. As a child my mother would refer to me as “smart,” but I quickly noticed that all parents refer to their children as smart. In time I would discover that all children are not smart, just as all babies are not cute. If that were the case, we’d have a world full of beautiful, smart people – which we don’t.

Some of us are smart; but not as smart as we think, and others are smarter than they seem, which makes me wonder, how do we define smart? What makes one person smarter than another? When do “street smarts” matter more than “book smarts”? Can you be both smart and stupid? Is being smart more of a direct influence of genetics, or one’s environment?

Then there are the issues of education, intelligence and wisdom.

What does it mean to be highly educated? What’s the difference between being highly educated and highly intelligent? Does being highly educated automatically make you highly intelligent? Can one be highly intelligent without being highly educated? Do IQs really mean anything? What makes a person wise? Why is wisdom typically associated with old age?

My desire to seek answers to these questions inspired many hours of intense research which included the reading of 6 books, hundreds of research documents, and countless hours on the Internet; which pales in comparison to the lifetime of studies and research that pioneers in the fields of intelligence and education like Howard Gardner, Richard Sternberg, Linda S. Gottfredson, Thomas Sowell, Alfie Kohn, and Diane F. Halpern whose work is cited in this article.

My goal was simple: Amass, synthesize, and present data on what it means to be smart, educated and intelligent so that it can be understood and used by anyone for their benefit.

PRENATAL CARE

With this in mind, there was not a better (or more appropriate) place to start than at the very beginning of our existence: as a fetus in the womb.

There is mounting evidence that the consumption of food that’s high in iron both before and during pregnancy is critical to building the prenatal brain. Researchers have found a strong association between low iron levels during pregnancy and diminished IQ. Foods rich in iron include lima beans, kidney beans, pinto beans, spinach, asparagus, broccoli, seafoods, nuts, dried fruits, oatmeal, and fortified cereals.

Children with low iron status in utero (in the uterus) scored lower on every test and had significantly lower language ability, fine-motor skills, and tractability than children with higher prenatal iron levels. In essence, proper prenatal care is critical to the development of cognitive skills.

COGNITIVE SKILLS

Cognitive skills are the basic mental abilities we use to think, study, and learn. They include a wide variety of mental processes used to analyze sounds and images, recall information from memory, make associations between different pieces of information, and maintain concentration on particular tasks. They can be individually identified and measured. Cognitive skill strength and efficiency correlates directly with students’ ease of learning.

DRINKING, PREGNANCY, AND ITS INTELLECTUAL IMPACT

Drinking while pregnant is not smart. In fact, it’s downright stupid.

A study in Alcoholism: Clinical & Experimental Research has found that even light to moderate drinking – especially during the second trimester – is associated with lower IQs in offspring at 10 years of age. This result was especially pronounced among African-American rather than Caucasian offspring.

“IQ is a measure of the child’s ability to learn and to survive in his or her environment. It predicts the potential for success in school and in everyday life. Although a small but significant percentage of children are diagnosed with Fetal Alcohol Syndrome (FAS) each year, many more children are exposed to alcohol during pregnancy who do not meet criteria for FAS yet experience deficits in growth and cognitive function,” said Jennifer A. Willford, assistant professor of psychiatry at the University of Pittsburgh School of Medicine.

Paul D. Connor, clinical director of the Fetal Alcohol and Drug Unit and assistant professor in the department of psychiatry and behavioral sciences at the University of Washington has this to say about the subject:

“There are a number of domains of cognitive functioning that can be impaired even in the face of a relatively normal IQ, including academic achievement (especially arithmetic), adaptive functioning, and executive functions (the ability to problem solve and learn from experiences). Deficits in intellectual, achievement, adaptive, and executive functioning could make it difficult to appropriately manage finances, function independently without assistance, and understand the consequences of – or react appropriately to – mistakes.”

This is a key finding which speaks directly to the (psychological) definition of intelligence which is addressed later in this article.

ULTRA SOUNDS

Studies have shown that the frequent exposure of the human fetus to ultrasound waves is associated with a decrease in newborn body weight, an increase in the frequency of left-handedness, and delayed speech.

Because ultrasound energy is a high-frequency mechanical vibration, researchers hypothesized that it might influence the migration of neurons in a developing fetus. Neurons in mammals multiply early in fetal development and then migrate to their final destinations. Any interference or disruption in the process could result in abnormal brain function.

Commercial companies (which do ultrasounds for “keepsake” purposes) are now creating more powerful ultrasound machines capable of providing popular 3D and 4D images. The procedure, however, lasts longer as they try to make 30-minute videos of the fetus in the uterus.

The main stream magazine New Scientist reported the following: Ultrasound scans can stop cells from dividing and make them commit suicide. Routine scans, which have let doctors peek at fetuses and internal organs for the past 40 years, affect the normal cell cycle.

On the FDA website this information is posted about ultrasounds:

While ultrasound has been around for many years, expectant women and their families need to know that the long-term effects of repeated ultrasound exposures on the fetus are not fully known. In light of all that remains unknown, having a prenatal ultrasound for non-medical reasons is not a good idea.

NATURE VERSUS NURTURE…THE DEBATE CONTINUES

Now that you are aware of some of the known factors which determine, improve, and impact the intellectual development of a fetus, it’s time for conception. Once that baby is born, which will be more crucial in the development of its intellect: nature (genetics) or nurture (the environment)?

Apparently for centuries, scientists and psychologists have gone back and forth on this. I read many comprehensive studies and reports on this subject during the research phase of this article, and I believe that it’s time to put this debate to rest. Both nature and nurture are equally as important and must be fully observed in the intellectual development of all children. This shouldn’t be an either/or proposition.

A recent study shows that early intervention in the home and in the classroom can make a big difference for a child born into extreme poverty, according to Eric Turkheimer, a psychologist at the University of Virginia in Charlottesville. The study concludes that while genetic makeup explains most of the differences in IQ for children in wealthier families, environment – and not genes – makes a bigger difference for minority children in low-income homes.

Specifically, what researchers call “heritability”- the degree to which genes influence IQ – was significantly lower for poor families. “Once you’re put into an adequate environment, your genes start to take over,” Mr. Turkheimer said, “but in poor environments genes don’t have that ability.”

But there are reports that contradict these findings…sort of.

Linda S. Gottfredson, a professor of educational studies at the University of Delaware, wrote in her article, The General Intelligence Factor that environments shared by siblings have little to do with IQ. Many people still mistakenly believe that social, psychological and economic differences among families create lasting and marked differences in IQ.

She found that behavioral geneticists refer to such environmental effects as “shared” because they are common to siblings who grow up together. Her reports states that the heritability of IQ rises with age; that is to say, the extent to which genetics accounts for differences in IQ among individuals increases as people get older.

In her article she also refers to studies comparing identical and fraternal twins, published in the past decade by a group led by Thomas J. Bouchard, Jr., of the University of Minnesota and other scholars, show that about 40 percent of IQ differences among preschoolers stems from genetic differences, but that heritability rises to 60 percent by adolescence and to 80 percent by late adulthood.

And this is perhaps the most interesting bit of information, and relevant to this section of my article:

With age, differences among individuals in their developed intelligence come to mirror more closely their genetic differences. It appears that the effects of environment on intelligence fade rather than grow with time.

Bouchard concludes that young children have the circumstances of their lives imposed on them by parents, schools and other agents of society, but as people get older they become more independent and tend to seek out the life niches that are most congenial to their genetic proclivities.

BREAST-FEEDING INCREASES INTELLIGENCE

Researchers from Christchurch School of Medicine in New Zealand studied over 1,000 children born between April and August 1977. During the period from birth to one year, they gathered information on how these children were fed.

The infants were then followed to age 18. Over the years, the researchers collected a range of cognitive and academic information on the children, including IQ, teacher ratings of school performance in reading and math, and results of standardized tests of reading comprehension, mathematics, and scholastic ability. The researchers also looked at the number of passing grades achieved in national School Certificate examinations taken at the end of the third year of high school.

The results indicated that the longer children had been breast-fed, the higher they scored on such tests.

TALKING TO YOUR CHILDREN MAKES A DIFFERENCE

Thomas Sowell, author of Race, IQ, Black Crime, and facts Liberals Ignore uncovered some fascinating information that every parent should take note of. He writes:

There is a strong case that black Americans suffer from a series of disadvantageous environments. Studies show time and again that before they go to school, black children are on average exposed to a smaller vocabulary than white children, in part due to socioeconomic factors.

While children from professional households typically exposed to a total of 2,150 different words each day, children from working class households are exposed to 1,250, and children from households on welfare a mere 620.

Yes, smart sounding children tend to come from educated, professional, two-parent environments where they pick-up valuable language skills and vocabulary from its smart sounding inhabitants.

Mr. Sowell continues: Black children are obviously not to blame for their poor socioeconomic status, but something beyond economic status is at work in black homes. Black people have not signed up for the “great mission” of the white middle class – the constant quest to stimulate intellectual growth and get their child into Harvard or Oxbridge.

Elsie Moore of Arizona State University, Phoenix, studied black children adopted by either black or white parents, all of whom were middle-class professionals. By the age of 7.5 years, those in black homes were 13 IQ points behind those being raised in the white homes.

ACCUMULATED ADVANTAGES

At this juncture in my research it dawned on me, and should be fairly obvious to you, that many children are predisposed to being smart, educated, and intelligent, simply by their exposure to the influential factors which determine them long before they start school.

An informed mother, proper prenatal care, educated, communicative parents, and a nurturing environment in which to live, all add up to accumulated advantages that formulate intellectual abilities. As you can see, some children have unfair advantages from the very beginning.

Malcolm Gladwell, author of top-selling book Outliers, wrote that “accumulated advantages” are made possible by arbitrary rules…and such unfair advantages are everywhere. “It is those who are successful who are most likely to be given the kinds of social opportunities that lead to further success,” he writes. “It’s the rich who get the biggest tax breaks. It’s the best students who get the best teaching and most attention.”

With that in mind, we turn our attention to education and intelligence.

WHAT DOES IT MEAN TO BE WELL EDUCATED?

Alfie Kohn, author of the book What Does It Mean To Be Well Educated? poses the question, does the phrase well educated refer to a quality of schooling you received, or something about you? Does it denote what you were taught? Or what you remember?

I contend that to be well educated is all in the application; the application and use of information. Information has to be used in order to become knowledge, and as we all have heard, knowledge is power.

Most people are aware of the floundering state of education in this country on some level. We tell our children that nothing is more important than getting a “good” education, and every year, due to government budget shortfalls, teachers are laid off, classes are condensed, schools are closed, and many educational programs – especially those which help the underprivileged – are cut.

The reality is, we don’t really value education. We value it as a business, an industry, political ammunition, and as an accepted form of discrimination, but not for what it was intended: a means of enriching one’s character and life through learning.

What we value as a society, are athletes and the entertainment they offer. The fact that a professional athlete makes more money in one season, than most teachers in any region will make in their careers, is abominable. There’s always money to build new sports stadiums, but not enough to give teachers a decent (and well-deserved) raise.

Ironically, the best teachers don’t go into the profession for money. They teach because it’s a calling. Most of them were influenced by a really good teacher as a student. With the mass exodus of teachers, many students are not able to cultivate the mentoring relationships that they once were able to because so many are leaving the profession – voluntarily and involuntarily – within an average of three years.

At the high school level, where I got my start, the emphasis is not on how to educate the students to prepare them for life, or even college (all high schools should be college-prep schools, right?), it was about preparing them to excel on their standardized tests. Then the controversial “exit” exams were implemented and literally, many high schools were transformed into testing centers. Learning has almost become secondary.

This mentality carries over into college, which of course there’s a test one must take in order to enroll (the SAT or ACT). This explains why so many college students are more concerned with completing a course, than learning from it. They are focused on getting “A’s” and degrees, instead of becoming degreed thinkers. The latter of which are in greater demand by employers and comprise the bulk of the self-employed. The “get-the-good-grade” mindset is directly attributable to the relentless and often unnecessary testing that our students are subjected to in schools.

Alfie Kohn advocates the “exhibition” of learning, in which students reveal their understanding by means of in-depth projects, portfolios of assignments, and other demonstrations.

He cites a model pioneered by Ted Sizer and Deborah Meier. Meier has emphasized the importance of students having five “habits of mind,” which are: the value of raising questions about evidence (“How do we know what we know?”), point of view, (“Whose perspective does this represent?”), connections (“How is this related to that?”), supposition (“How might things have been otherwise?”), and relevance (“Why is this important?”).

Kohn writes: It’s only the ability to raise and answer those questions that matters, though, but also the disposition to do so. For that matter, any set of intellectual objectives, any description of what it means to think deeply and critically, should be accompanied by a reference to one’s interest or intrinsic motivation to do such thinking…to be well-educated then, is to have the desire as well as the means to make sure that learning never ends…

HISTORY AND PURPOSE OF IQ

We’ve always wanted to measure intelligence. Ironically, when you look at some the first methods used to evaluate it in the 1800s, they were not, well, very intelligent. Tactics such as subjecting people to various forms of torture to see what their threshold for pain was (the longer you could withstand wincing, the more intelligent you were believed to be), or testing your ability to detect a high pitch sound that others could not hear.

Things have changed…or have they?

No discussion of intelligence or IQ can be complete without mention of Alfred Binet, a French psychologist who was responsible for laying the groundwork for IQ testing in 1904. His original intention was to devise a test that would diagnose learning disabilities of students in France. The test results were then used to prepare special programs to help students overcome their educational difficulties.

It was never intended to be used as an absolute measure of one’s intellectual capabilities.

According to Binet, intelligence could not be described as a single score. He said that the use of the Intelligence Quotient (IQ) as a definite statement of a child’s intellectual capability would be a serious mistake. In addition, Binet feared that IQ measurement would be used to condemn a child to a permanent “condition” of stupidity, thereby negatively affecting his or her education and livelihood.

The original interest was in the assessment of ‘mental age’ — the average level of intelligence for a person of a given age. His creation, the Binet-Simon test (originally called a “scale”), formed the archetype for future tests of intelligence.

H. H. Goddard, director of research at Vineland Training School in New Jersey, translated Binet’s work into English and advocated a more general application of the Simon-Binet test. Unlike Binet, Goddard considered intelligence a solitary, fixed and inborn entity that could be measured. With help of Lewis Terman of Stanford University, his final product, published in 1916 as the Stanford Revision of the Binet-Simon Scale of Intelligence (also known as the Stanford-Binet), became the standard intelligence test in the United States.

It’s important to note that the fallacy about IQ is that it is fixed and can not be changed. The fact is that IQ scores are known to fluctuate – both up and down during the course of one’s lifetime. It does not mean that you become more, or less intelligent, it merely means that you tested better on one day than another.

One more thing to know about IQ tests: They have been used for racist purposes since their importation into the U.S. Many of those who were involved in the importation and refinement of these tests believed that IQ was hereditary and are responsible for feeding the fallacy that it is a “fixed” trait.

Many immigrants were tested in the 1920s and failed these IQ tests miserably. As a result, many of them were denied entry into the U.S., or were forced to undergo sterilization for fear of populating America with “dumb” and “inferior” babies. If you recall, the tests were designed for white, middle class Americans. Who do you think would have the most difficulty passing them?

Lewis Terman developed the original notion of IQ and proposed this scale for classifying IQ scores:

000 – 070: Definite feeble-mindedness

070 – 079: Borderline deficiency

080 – 089: Dullness

090 – 109: Normal or average intelligence

110 – 119: Superior intelligence

115 – 124: Above average (e.g., university students)

125 – 134: Gifted (e.g., post-graduate students)

135 – 144: Highly gifted (e.g., intellectuals)

145 – 154: Genius (e.g., professors)

155 – 164: Genius (e.g., Nobel Prize winners)

165 – 179: High genius

180 – 200: Highest genius

200 – higher ?: Immeasurable genius

*Genius IQ is generally considered to begin around 140 to 145, representing only 25% of the population (1 in 400).

*Einstein was considered to “only” have an IQ of about 160.

DEFINING INTELLIGENCE

Diane F. Halpern, a psychologist and past-president of the American Psychological Association (APA), wrote in her essay contribution to Why Smart People Can Be So Stupid that in general, we recognize people as intelligent if they have some combination of these achievements (1) good grades in school; (2) a high level of education; (3) a responsible, complex job; (4) some other recognition of being intelligent, such as winning prestigious awards or earning a large salary; (5) the ability to read complex text with good comprehension; (6) solve difficult and novel problems.

Throughout my research and in the early phases of this article, I came across many definitions of the word intelligence. Some were long, some were short. Some I couldn’t even understand. The definition that is most prevalent is the one created by the APA which is: the ability to adapt to one’s environment, and learn from one’s mistakes.

How about that? There’s the word environment again. We just can’t seem to escape it. This adds deeper meaning to the saying, “When in Rome, do as the Romans do.” It means recognizing what’s going on in your environment, and having the intelligence adapt to it – and the people who occupy it – in order to survive and succeed within it.

There are also many different forms of intelligence. Most notably those created by Dr. Howard Gardner, professor of education at Harvard University.

Dr. Gardner believes (and I agree) that our schools and culture focus most of their attention on linguistic and logical-mathematical intelligence. We esteem the highly articulate or logical people of our culture. However, Dr. Gardner says that we should also place equal attention on individuals who show gifts in the other intelligences: the artists, architects, musicians, naturalists, designers, dancers, therapists, entrepreneurs, and others who enrich the world in which we live.

He felt that the traditional notion of intelligence, based on IQ testing, was far too limited and created the Theories Of Multiple Intelligences in 1983 to account for a broader range of human potential in children and adults.

These intelligences are:

Linguistic intelligence (“word smart”)

Logical-mathematical intelligence (“number/reasoning smart”)

Spatial intelligence (“picture smart”)

Bodily-Kinesthetic intelligence (“body smart”)

Musical intelligence (“music smart”)

Interpersonal intelligence (“people smart”)

Intrapersonal intelligence (“self smart”)

Naturalist intelligence (“nature smart”)

Not associated with Dr. Gardner, but equally respected are:

FLUID & CRYSTALLIZED INTELLIGENCE

According to About.com, Psychologist Raymond Cattell first proposed the concepts of fluid and crystallized intelligence and further developed the theory with John Horn. The Cattell-Horn theory of fluid and crystallized intelligence suggests that intelligence is composed of a number of different abilities that interact and work together to produce overall individual intelligence.

Cattell defined fluid intelligence as “…the ability to perceive relationships independent of previous specific practice or instruction concerning those relationships.” Fluid intelligence is the ability to think and reason abstractly and solve problems. This ability is considered independent of learning, experience, and education. Examples of the use of fluid intelligence include solving puzzles and coming up with problem solving strategies.

Crystallized intelligence is learning from past experiences and learning. Situations that require crystallized intelligence include reading comprehension and vocabulary exams. This type of intelligence is based upon facts and rooted in experiences. This type of intelligence becomes stronger as we age and accumulate new knowledge and understanding.

Both types of intelligence increase throughout childhood and adolescence. Fluid intelligence peaks in adolescence and begins to decline progressively beginning around age 30 or 40. Crystallized intelligence continues to grow throughout adulthood.

SUCCESSFUL INTELLIGENCE

Then there’s Successful Intelligence, which is authored by intelligence psychologist and Yale professor, Robert J. Sternberg, who believes that the whole concept of relating IQ to life achievement is misguided, because he believes that IQ is a pretty miserable predictor of life achievement.

His Successful Intelligence theory focuses on 3 types of intelligence which are combined to contribute to one’s overall success: Analytical Intelligence; mental steps or components used to solve problems; Creative Intelligence: the use of experience in ways that foster insight (creativity/divergent thinking); and Practical Intelligence: the ability to read and adapt to the contexts of everyday life.

With regard to environment, Mr. Sternberg writes in his book Successful Intelligence: Successfully intelligent people realize that the environment in which they find themselves may or may not be able to make the most of their talents. They actively seek an environment where they can not only do successful work, but make a difference. They create opportunities rather than let opportunities be limited by circumstances in which they happen to find themselves.

As an educator, I subscribe to Mr. Sternberg’s Successful Intelligence approach to teaching. It has proven to be a highly effective tool and mindset for my college students. Using Successful Intelligence as the backbone of my context-driven curriculum really inspires students to see how education makes their life goals more attainable, and motivates them to further develop their expertise. Mr. Sternberg believes that the major factor in achieving expertise is purposeful engagement.

EMOTIONAL INTELLIGENCE

In his best-selling 1995 book, Emotional Intelligence, Daniel Goleman reported that research shows that conventional measures of intelligence – IQ – only account for 20% of a person’s success in life. For example, research on IQ and education shows that high IQ predicts 10 to 25% of grades in college. The percentage will vary depending on how we define success. Nonetheless, Goleman’s assertion begs the question: What accounts for the other 80%?

You guessed it…Emotional Intelligence. What exactly is emotional intelligence? Emotional intelligence (also called EQ or EI) refers to the ability to perceive, control, and evaluate emotions. Many corporations now have mandatory EQ training for their managers in an effort to improve employee

relations and increase productivity.

TACIT KNOWLEDGE aka “STREET SMARTS”

You’ve heard the phrase, “Experience is the greatest teacher…”

In psychology circles knowledge gained from everyday experience is called tacit knowledge. The colloquial term is “street smarts,” which implies that formal, classroom instruction (aka “book smarts”) has nothing to do with it. The individual is not directly instructed as to what he or she should learn, but rather must extract the important lesson from the experience even when learning is not the primary objective.

Tacit knowledge is closely related to common sense, which is sound and prudent judgment based on a simple perception of the situation or facts. As you know, common sense is not all that common.

Tacit knowledge, or the lessons obtained from it, seems to “stick” both faster and better when the lessons have direct relevance to the individual’s goals. Knowledge that is based on one’s own practical experience will likely be more instrumental to achieving one’s goals than will be knowledge that is based on someone else’s experience, or that is overly generic and abstract.

BEING BOTH SMART AND STUPID

Yes, it’s possible to be both smart and stupid. I’m sure someone you know comes to mind at this precise moment. But the goal here is not to ridicule, but to understand how some seemingly highly intelligent, or highly educated individuals can be so smart in one way, and incredibly stupid in others.

The woman who is a respected, well paid, dynamic executive who consistently chooses men who don’t appear to be worthy of her, or the man who appears to be a pillar of the community, with a loving wife and happy kids, ends up being arrested on rape charges.

It happens, but why? I found the answer in Why Smart People Can Be So Stupid. Essentially, intellect is domain specific. In other words, being smart (knowledgeable) in one area of your life, and stupid (ignorant) in another is natural. Turning off one’s brain is quite common especially when it comes to what we desire. A shared characteristic among those who are smart and stupid, is the difficulty in delaying gratification.

Olem Ayduk & Walter Mischel who wrote the chapter summarized: Sometimes stupid behavior in smart people may arise from faulty expectations, erroneous beliefs, or merely a lack of motivation to enact control strategies even when one has them. But sometimes it is an inability to regulate one’s affective states and the behavioral tendencies associated with them that leads to stupid and self-defeating behavior.

The central character in this book who many of these lessons regarding being smart and stupid revolve around is Bill Clinton and his affair with Monica Lewinksky.

WISDOM & CONCLUSION

My great grandmother, Leola Cecil, maybe had an 8th grade education at the most. By no stretch of the imagination was she highly educated, but she had what seemed like infinite wisdom. She was very observant and could “read” people with startling accuracy. Till the very end of her life she shared her “crystallized intelligence” with whomever was receptive to it.

She died at the age of 94. I often use many of her sayings as a public speaker, but most importantly, I use her philosophies to make sure that I’m being guided spiritually and not just intellectually. Many of us who are lucky enough to have a great grandparent can testify that there is something special about their knowledge. They seem to have life figured out, and a knack for helping those of us who are smart, educated and intelligent see things more clearly when we are too busy thinking.

What they have is what we should all aspire to end up with if we are lucky: wisdom.

Wisdom is the ability to look through a person, when others can only look at them. Wisdom slows down the thinking process and makes it more organic; synchronizing it with intuition. Wisdom helps you make better judgments regarding decisions, and makes you less judgmental. Wisdom is understanding without knowing, and accepting without understanding. Wisdom is recognizing what’s important to other people, and knowing that other people are of the utmost importance to you. Wisdom is both a starting point, and a final conclusion.

Gian Fiero is a seasoned educator, speaker and consultant with a focus on business development and music/entertainment industry operations. He is affiliated with San Francisco State University as an adjunct professor and the United States Small Business Administration (SBA) where he conducts monthly workshops on topics such as career planning, public relations, and personal growth.

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Selecting and Hiring Childcare Employees

Monday, February 6th, 2012

In today’s fast-paced society, many families depend on some form of childcare arrangements to help meet the demands of family and work. The majority of parents in America work outside the home, creating a need for dependable childcare. Reliable, responsible childcare employees are crucial to successfully performing your job and caring for your family.

Childcare employees and parents can find numerous resources and organizations to help meet that challenge. You can find practical advice on choosing childcare employees, payroll and tax issues, and hints on how to provide your child with quality childcare. Local, state, and Federal agencies have a wealth of information regarding licensing, insurance, and tax laws.

Many companies are offering on-site childcare to employees as a way to reduce unplanned absences and time lost from work due to family issues. Flexible scheduling and the convenience of receiving high quality day care at your office has made the task of balancing work and family easier for many families. For those who do not have access to childcare at their place of employment, federally funded programs are available to assist you in locating and paying for childcare.

Childcare employees working in federally funded facilities are trained and licensed to maintain a certain standard of quality and professionalism while employed in the childcare center. Information is available to you through a variety of programs to help you in choosing a childcare facility, screen childcare employees, and how to monitor the level of care your child receives while in the day care center or home you have chosen. There are checklists you can copy or print to assist you in asking the right questions and evaluating childcare employees.

The first step in locating quality childcare employees is to identify several candidates and conduct a telephone interview to help you determine which you’d like to speak with or visit in person. Those who don’t impress you during the telephone interview will probably not impress you in person either, so you can eliminate the ones you are not interested in right away. You can then visit or speak personally with the facilities and potential childcare employees who need further consideration.

Once you have made your final decision, you will want to take steps to monitor the quality of care your child receives. This can be accomplished by involvement in your child’s activities, observing your child in the presence of the childcare employee or day care center and discussing any problems or concerns you may have, talking with your child about how he or she feels about the time they spend with the caregiver or in the center or home.

Make frequent visits and observe the number of children and caregivers in attendance, the condition and appearance of the home or day care center, and the atmosphere created by the childcare employees. If the caregiver is employed inside your home, there are a number of electronic surveillance devices that will allow you to monitor the caregiver and you child while you are at work.

Finding adequate childcare is a major concern for families in which both parents work outside the home or single parent families. Utilize the resources available to you and research the facility and/or childcare employees to give you peace of mind at work and to ensure that your child is well cared for and happy.

Ed Charkow is the webmaster for http://www.random-related.com

This article may be republished as long as this resource box remains intact.

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Fashion Design Schools – UK

Saturday, February 4th, 2012

Finding accredited fashion design schools in the UK students can attend is not all that difficult, you simply have to do your homework. You not only want to find a fashion design school UK students can attend that is accredited, you also want to be sure that it will offer the courses that will allow for the education that is necessary to go into your particular field of interest. Fashion schools all offer something a bit different, so it is a good idea to have a good idea of what exactly you want to do in the fashion industry before you settle on a particular fashion design school in the United Kingdom. The United Kingdom offers a lot of great fashion design school options, so many that one can actually feel overwhelmed when they try to choose just one! Limit your stress in searching for the right school by considering every aspect of your future career as well as the current capabilities of each fashion school.

There are several elements to the fashion business that one will want to consider. Not only will you want to understand how clothes are made, you will also want to learn the history of fashion, current trends, market trends, marketing, sales, and merchandising. Depending on what you want to do when you are done with your schooling will determine which of these elements that you will want to put the most emphasis on during your fashion education. What you want to do will also determine which UK fashion design school is right for you. If one fashion school specializes in the making of clothes and you want to go into marketing, which may not be the right fashion school in the UK students with this particular career goal should attend.

Once you have your career direction tentatively mapped out for yourself you are ready to look for the right UK fashion design school can offer you. One of the fashion schools the United Kingdom is known for is The School of Design. The School of Design offers a little bit of everything and can easily offer a well-rounded education for those that have not chosen just one element of the fashion industry that they would like to pursue. The London College of Fashion is also quite popular and happens to provide a very good education as well. If you would like to attend a UK fashion school student’s boast about in your free time you might want to consider the Milan Fashion Campus. The Milan Fashion Campus is an online fashion school, which is great for those that currently have responsibilities to attend to and cannot dedicate all of their time to fashion school. If an international fashion school is your speed, you may want to consider attending Poli Moda in the United Kingdom where you will receive an education in all things international fashion.

Finding a UK fashion design school designers would endorse is not difficult, as many of the schools listed above are endorsed by some of the biggest names in fashion today. Remember though, every student has to decide for him or herself which is the right fashion school for them and their current career path. If you are considering going to fashion school in two years, it is not too early to start doing research on the schools in the UK that would be the best fit for you. Consider where you live, where you can afford to live, the schools reputation, the current curriculum that the school offers, and your career plans. When you consider all of these things you will likely be able to narrow your choice of fashion schools down to just one or two to choose from, and then you can go with gut feel.

Clark Hunter – Chanel Earrings

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SERP and Internet Marketing

Sunday, January 29th, 2012

When it comes to Internet marketing the

biggest question is always what is effective?

You need an effective Internet marketing

strategy but the last thing you want to do is

waste time on an Internet marketing strategy

that is ineffective. One of the hottest new

Internet marketing terms is search engine

result page or S.E.R.P. People are beginning

to realize that the most important factor in

Internet marketing in the all-important search

page result.

Someone is looking for something, they enter a

few words into a search engine and pages that

match the search words appear. Any intelligent

Internet marketing aficionado is focused on

where their website shows up on that list. The

more effective the company’s Internet

marketing strategy the higher up the list they

will appear. Internet marketing studies have

shown that the first page of results of an

Internet search engine is the Promised Land

for an effective Internet marketing scheme.

The first month your Internet marketing

strategy places your business on the first

page of search results can bring you an

increase in traffic to your site of more than

100 percent. The second month of effective

Internet marketing will increase it even more,

sometimes as much as 200 percent. There isn’t

a business out there that doesn’t wish for

those kinds of results from their Internet

marketing plan.

So what kind of Internet marketing plan will

get you onto that coveted search results first

page? The first Internet marketing tool you

will need is keywords. Keywords, the words

prospective clients enter into search engines

to find what they’re looking for are Internet

marketing gems. Creating keyword-rich content

on your website will greatly increase your

ranking on the search engine. Be smart about

it. Search engines can distinguish an Internet

marketing keyword rich approach from someone

who is just being stupid. But an Internet

marketing strategy that fills your site with

the right keywords will make your ranking rise.

Another great Internet marketing tool for

raising search engine ranking is the press

release. There are a great number of companies

now offering optimized press releases to bring

more awareness to your site. An effective

Internet marketing strategy will utilize this.

Choose wisely, but do not ignore this Internet

marketing asset. Check with anyone who is

having success with their Internet marketing

and you are sure to find that they use an

optimized press release service. A well-

crafted article that raises the aware ness of

your Internet marketing keywords will always

be a profitable Internet marketing tool, as

long as you find a service that gets good

exposure for their articles. Again, do your

homework.

Finally, remember that as much as 80% of all

internet traffic goes no further than the

first page of results for their internet

search. Use this to your Internet marketing

advantage. Use every Internet marketing tool

at your disposal to get yourself onto that

page and you will see Internet marketing

success. Everyone says they have an Internet

marketing strategy. Be smart about your

Internet marketing strategy and you will leave

most of them in the dust.

About the author:

To find the best home based business ideas and opportunities so you can work at home visit: [http://www.MakeItBigForLife.com]

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Millennium Education Development – Ways To Achieve

Sunday, January 29th, 2012

Dr. Tooley: His conclusions on Private Education and Entrepreneurship

Professor James Tooley criticized the United Nations’ proposals to eliminate all fees in state primary schools globally to meet its goal of universal education by 2015. Dr. Tooley says the UN, which is placing particular emphasis on those regions doing worse at moving towards ‘education for all’ namely sub-Saharan Africa and South Asia, is “backing the wrong horse”.1

On his extensive research in the world poorest countries such as Ghana, Kenya, Nigeria, India, and China, Dr. Tooley found that private unaided schools in the slum areas outperform their public counterparts. A significant number of a large majority of school children came from unrecognized schools and children from such schools outperform similar students in government schools in key school subjects.2 Private schools for the poor are counterparts for private schools for the elite. While elite private schools cater the needs of the privilege classes, there come the non-elite private schools which, as the entrepreneurs claimed, were set up in a mixture of philanthropy and commerce, from scarce resources. These private sector aims to serve the poor by offering the best quality they could while charging affordable fees.3

Thus, Dr. Tooley concluded that private education can be made available for all. He suggested that the quality of private education especially the private unaided schools can be raised through the help of International Aid. If the World Bank and United States Agency for International Development (USAID) could find ways to invest in private schools, then genuine education could result. 4 Offering loans to help schools improve their infrastructure or worthwhile teacher training, or creating partial vouchers to help even more of the poor to gain access to private schools are other strategies to be considered. Dr. Tooley holds that since many poor parents use private and not state schools, then “Education for All is going to be much easier to achieve than is currently believed”.

Hurdles in Achieving the MED

Teachers are the key factor in the learning phenomenon. They must now become the centerpiece of national efforts to achieve the dream that every child can have an education of good quality by 2015. Yet 18 million more teachers are needed if every child is to receive a quality education. 100 million children are still denied the opportunity of going to school. Millions are sitting in over-crowded classrooms for only a few hours a day.5 Too many excellent teachers who make learning exciting will change professions for higher paid opportunities while less productive teachers will retire on the job and coast toward their pension.6 How can we provide millions of more teachers?

Discrimination in girls access to education persists in many areas, owing to customary attitudes, early marriages and pregnancies, inadequate and gender-biased teaching and educational materials, sexual harassment and lack of adequate and physically and other wise accessible schooling facilities. 7

Child labor is common among the third world countries. Too many children undertake heavy domestic works at early age and are expected to manage heavy responsibilities. Numerous children rarely enjoy proper nutrition and are forced to do laborious toils.

Peace and economic struggles are other things to consider. The Bhutan country for example, has to take hurdles of high population growth (3%), vast mountainous areas with low population density, a limited resources base and unemployment. Sri Lanka reported an impressive record, yet, civil war is affecting its ability to mobilize funds since spending on defense eats up a quarter of the national budget.8

Putting children into school may not be enough. Bangladesh’s Education minister, A. S. H. Sadique, announced a 65% literacy rate, 3% increase since Dakar and a 30% rise since 1990. While basic education and literacy had improved in his country, he said that quality had been sacrificed in the pursuit of number.9 According to Nigel Fisher of UNICEF Kathmandu, “fewer children in his country survive to Grade 5 than in any region of the world. Repetition was a gross wastage of resources”.

Furthermore, other challenges in meeting the goal include: (1) How to reach out with education to HIV/AIDS orphans in regions such as Africa when the pandemic is wreaking havoc. (2) How to offer education to ever-increasing number of refugees and displaced people. (3) How to help teachers acquire a new understanding of their role and how to harness the new technologies to benefit the poor. And (4), in a world with 700 million people living in a forty-two highly indebted countries – how to help education overcome poverty and give millions of children a chance to realize their full potential.10

Education for All: How?

The goal is simple: Get the 100 million kids missing an education into school.

The question: How?

The first most essential problem in education is the lack of teachers and it has to be addressed first. Teacher corps should be improved through better recruitment strategies, mentoring and enhancing training academies. 11 Assistant teachers could be trained. Through mentoring, assistant teachers will develop the skills to become good teachers. In order to build a higher quality teacher workforce; selective hiring, a lengthy apprenticeship with comprehensive evaluation, follow ups with regular and rigorous personnel evaluations with pay-for-performance rewards, should be considered.12 Remuneration of teaching staff will motivate good teachers to stay and the unfruitful ones to do better.

Problems regarding sex discrimination and child labor should be eliminated. The Beijing Platform for Action (BPFA), for example, addressed the problem of gender inequality. BPFA calls on governments and relevant sectors to create an education and social environment, in which women and men, girls and boys, are treated equally, and to provide access for and retention of girls and women at all levels of education.13 The Global Task Force on Child Labor and Education and its proposed role for advocacy, coordination and research, were endorsed by the participants in Beijing. The UN added that incentives should be provided to the poorest families to support their children’s education.14

Highly indebted countries complain on lack of resources. Most of these countries spend on education and health as much as debt repayments. If these countries are with pro-poor programs that have a strong bias for basic education, will debt cancellation help them? Should these regions be a lobby for debt relief?

Partly explains the lack of progress, the rich countries, by paying themselves a piece dividend at the end of the Cold War, had reduced their international development assistance. In 2000, the real value of aid flows stood at only about 80% of their 1990 levels. Furthermore, the share of the aid going to education fell by 30% between 1990 and 2000 represented 7% of bilateral aid by that time. 15 Given this case, what is the chance of the United Nations’ call to the donors to double the billion of dollars of aid? According to John Daniel, Assistant Director-General for Education, UNESCO (2001-04), at present, 97% of the resources devoted to education in the developing countries come from the countries themselves and only 3% from the international resources. The key principle is that the primary responsibility for achieving ‘education for all’ lies with the national governments. International and bilateral agencies can help, but the drive has to come from the country itself. These countries are advised to chart a sustainable strategy for achieving education for all. This could mean reallocation of resources to education from other expenditures. It will often mean reallocation of resources within the education budget to basic education and away from other levels. 16

A Closer Look: Private and Public Schools

Some of the most disadvantage people on this planet vote with their feet: exit the public schools and move their children in private schools. Why are private schools better than state schools?

Teachers in the private schools are more accountable. There are more classroom activities and levels of teachers’ dedication. The teachers are accountable to the manager who can fire them whenever they are seen with incompetence. The manager as well is accountable to the parents who can withdraw their children.17 Thus; basically, the private schools are driven with negative reinforcements. These drives, however, bear positive results. Private schools are able to carry quality education better than state schools. The new research found that private schools for the poor exist in the slum areas aiming to help the very disadvantage have access to quality education. The poor subsidized the poorest.

Such accountability is not present in the government schools. Teachers in the public schools cannot be fired mainly because of incompetence. Principals/head teachers are not accountable to the parents if their children are not given adequate education. Researchers noted of irresponsible teachers ‘keeping a school closed … for months at a time, many cases of drunk teachers, and head teachers who asked children to do domestic chores including baby sitting. These actions are ‘plainly negligence’.

Are there any means to battle the system of negligence that pulls the state schools into failing? Should international aids be invested solely to private schools that are performing better and leave the state schools in total collapse? If private education seems to be the hope in achieving education for all, why not privatize all low performing state schools? Should the public schools be developed through a systematic change, will the competition between the public and the private schools result to much better outcomes? What is the chance that all educational entrepreneurs of the world will adapt the spirit of dedication and social works – offering free places for the poorest students and catering their needs?

Public schools can be made better. They can be made great schools if the resources are there, the community is included and teachers and other school workers get the support and respect they need. The government has to be hands on in improving the quality of education of state schools. In New York City for example, ACORN formed a collaborative with other community groups and the teachers union to improve 10 low-performing district 9 schools. The collaborative won $1.6 million in funding for most of its comprehensive plan to hire more effective principals, support the development of a highly teaching force and build strong family-school partnerships. 18

Standardized tests are also vital in improving schools and student achievements. It provides comparable information about schools and identifies schools that are doing fine, schools that are doing badly and some that are barely functioning. The data on student achievement provided by the standardized tests are essential diagnostic tool to improve performance. 19

The privatization of public schools is not the answer at all. Take for instance the idea of charter schools. As an alternative to failed public schools and government bureaucracy, local communities in America used public funds to start their own schools. And what started in a handful of states became a nationwide phenomenon. But according to a new national comparison of test

scores among children in charter schools and regular public schools, most charter schools aren’t measuring up. The Education Department’s findings showed that in almost every racial, economic and geographic category, fourth graders in traditional public schools outperform fourth graders in charter schools. 20

If the government can harness the quality of state schools, and if the World Bank and the Bilateral Agencies could find ways to invest on both the private and the public schools – instead of putting money only on the private schools where only a small fraction of students will have access to quality education while the majority are left behind – then ‘genuine education’ could result.

Conclusion

Education for all apparently is a simple goal, yet, is taking a long time for the world to achieve. Several of destructive forces are blocking its way to meet the goal and the fear of failure is strong. Numerous solutions are available to fix the failed system of public schools but the best solution is still unknown. Several challenges are faced by the private schools to meet their accountabilities, but the resources are scarce. Every country is committed to develop its education to bring every child into school but most are still struggling with mountainous debts.

‘Primary education for all by 2015′ will not be easy. However, everyone must be assured that the millennium development goal is possible and attainable. Since the Dakar meeting, several countries reported their progress in education. In Africa, for example, thirteen countries have, or should have attained Universal Primary Education (UPE) by the target date of 2015. 23 It challenges other countries, those that are lagging behind in achieving universal education to base their policies on programs that have proved effective in other African nations. Many more are working for the goal, each progressing in different paces. One thing is clear; the World is committed to meet its goal. The challenge is not to make that commitment falter, because a well-educated world will be a world that can better cope with conflicts and difficulties: thus, a better place to live.

1 “Leading educationalist critises UN proposals for global state primary schooling”, 2005 2 Tooley, James. Essay on”Private Schools for the Poor”, 2005 3 Tooley and Dixon. Chapter 2, “The Failures of State Schooling in Developing Countries and the People’s Response”, Index of Economic Freedom. 2006 4 Tooley, James. Essay on “Private Schools for the Poor”, 2005 5 All Eyes Turn to Teachers, Global Action Week 24-30th April 2006 6 Watkins, Tom. “Public Education Continues to Make Our lives Better”, Fall 2001 7 Toolkit for Women, Earth Summit 2002 8 Padgaonkar, Latika. “Education for All Update”, UNESCO New Delhi 9. Ibid. 10 Looking Ahead, EFA 2000 Assessment. 11 Moskow, Michael H. “Remarks”. The Fourth Annual Newman Lecture. May 24, 2005 12 Ibid. emphasis added. 13 Zabala, Earnest M. “Gender Equality in education: world fails to meet MDG 3″ 14 UN-backed meeting calls for more donor aid to meet education for all shortfall 15 Daniel, John. :Education As a Development Priority, 718th Wilton Park Conference, 1-5 Sept. 2003 16. Ibid 17 E.G. West Centre, School of Education, University of Newcastle, England, NE1 7RU 00 44 191 222 3503-egwest@ncl.ac.uk 18 ACORN: Working for Better Public Schools. http://www.ACORN.org 19 Michigan Education Report (2001-04) “Standardized tests vital for improving school and student achievement”. Fall 2001 Issue 20 Charter Schools in America. Aired: Tuesday, August 17, 2004 7-8 PM ET 21 Education for All in Africa: paving the Way for Action.

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Educational Problem Solving

Thursday, January 26th, 2012

Abstract

This article introduces the educational solutions module of the world’s most recent personal and professional problem solving site, describing competitive offerings, the customer profile, problem-oriented solutions, target markets, product offerings, and usability features. It concludes that the module is a major contribution to the information superhighway.

Introduction

The aim of this article is to introduce to the world the educational solutions module of the world’s most recent personal and professional problem solving site. The article is addressed to those readers who may have an educational problem bogging them and who may therefore be looking for a way out of their predicament. The reader may be a parent, child, or student.

It is a common fact of life that we all have problems and that we are often frustrated or we tend to lash out because of our inability to find accessible and reliable information about our problems. This specialist site fills this need – as our pragmatic friend for solving our educational problems.

To be of the greatest use to people a problem solving site must combine pragmatic discussions of their personal or professional problem with merchant products that provide more detailed information. Typically, the web site will provide free information in the form of news, articles, and advice, which direct the visitor on what to do to solve her problems. Complementing this, the web site will also provide merchant products which discuss in detail how the visitor can go about resolving her problem. This means that the most effective, visitor-oriented problem-solving site will be an information-packed commercial site – and so is the world’s most recent personal and professional problem solving site and its specialist sites.

The approach that we have adopted below is to describe competitive offerings, the customer profile, problem-oriented solutions, target markets, product offerings, and usability features.

Competitive Offerings

The following are the top educational sites on the Internet, along with their offerings.

US Department of Education. It defines the US education policy and provides information on financial aid, educational research and statistics, grants and contracts, and teaching and learning resources.

Educational Testing Service. It provides a range of test resources.

FunBrain.com. It provides educational games for K-8 kids.

PrimaryGames.com. It provides fun learning tools and games for kids.

GEM. It provides educational resources such as lesson plans and other teaching and learning resources.

Education World. It provides advice on lesson plans, professional development, and technology integration.

NASA Education Enterprise. It provides educational materials and information relating to space exploration.

Spartacus Educational. It is a British online encyclopedia that focuses on historical topics.

Department for Education and Skills. It is a UK government department site that offers information and advice on various educational and skills topics.

Times Educational Supplement. It offers teaching news, teaching & educational resources, and active forums to help UK teachers.

All these sites are useful in the domains that they cover. Their main limitations are as follows:

1. They tend to cover only a very narrow segment of the educational market.

2. They do not take as their starting point the daily educational needs of the typical family.

3. They lack a problem focus; i.e., they do not formulate the typical learning and educational problems that pupils, students, and parents face on a daily basis.

4. As a result of the preceding point, the solutions offered are not as incisive (i.e. as problem-centred) as they could be.

5. They do not offer merchant products that deepen the visitor’s understanding of her problem and of the consequent solutions.

The educational solutions module of the world’s most recent personal and professional problem solving site addresses these problems by targeting a multiplicity of market segments, adopting a customer profile that fits the typical education-pursuing family, considering the specific needs or problems that this family may face, offering incisive (problem-centred) solutions to the various problems, and offering a range of merchant products that deepen the visitor’s appreciation of her problems and of the solutions that are applicable to them.

Customer Profile

The customer profile or target visitor characteristics of the educational solutions module is the same as for all specialist sites of the world’s most recent personal and professional problem solving site. The site has been designed to meet the needs of visitors who have an educational problem bogging them. It is designed for both males and females, even though it is often convenient to refer to just one sex when writing.

This visitor uses search engines to research information about her personal or professional problem, with the intention of finding solutions to it. The visitor is serious about solving her problem and is therefore willing to buy products that help her to achieve her mission, provided that she can find reliable and honest information about relevant products so that she can make an informed decision about which ones to acquire. This information will help her to apply her finances economically, and hence avoid wasting money.

The visitor will want a money-back guarantee so that if a product does not live up to expectations or if she were misled into buying a product she can get a refund. Such a guarantee absolves her of purchase risks.

The visitor is intelligent (without necessarily being a genius), educated (without necessarily being a PhD), computer literate (without necessarily being a computer guru), and money-minded (without necessarily being a freebie hunter or an unemployed person). This of course does not mean that freebie hunters or unemployed persons cannot gain a thing from the site. To the contrary, there is a great deal of free information on the site. Just that it is hard to see how anyone can gain the full benefits of the site without buying products.

The visitor wants high quality information products (usually in digital form) and wants to pay the cheapest price for these (without paying so much emphasis on price that she compromises quality). The visitor also wants free bonus offers that are attached to the purchased goods.

The visitor is self-reliant and can cope on her own by reading, digesting, and applying advice about her problem until she solves it or discovers that she needs help from a professional, at which point her acquired knowledge will help her to reduce her consulting fees. As a result of the knowledge gained, the visitor will be able to assess consultants in order to avoid incompetent or fraudulent ones.

Problem-Centred Solutions

Our free solutions are organised in the form of pragmatic articles that are written by top experts. Each article addresses a specific daily problem, but does not go into detail. It explains the problem and tells the visitor what she must do to solve her problem. However, it does not tell the visitor how she must solve it – this is too much for an article. To find out about the how, the visitor must buy a product (usually an e-book or e-book set) that goes into greater depth.

The set of educational articles that we have chosen, to provide initial solution to a visitor’s problem are as follows:

Signs of a Gifted Child – Informs parents on how to identify whether or not their children are gifted.

Essential Parenting Lessons for Enriching Your Child’s Education – Teaches parents how to enhance their child’s education.

Using Positive Affirmations to Be a Better Student – Teaches students how to use positive affirmations to improve their performance.

They Are Just Afraid of Writing – Teaches writing skills to students

How Can Parents Encourage Their Children to Read? – Shows parents how they can improve their children’s reading skills.

Test Preparation Tutoring – Discusses the topic of tutoring students to prepare for tests or exams.

Test Taking Strategies – Discusses various strategies for taking and passing tests or exams

Playing and Winning the Scholarship Game – Describes how to win scholarships.

How to Get a Scholarship to a UK University – Describes how to win scholarships to a UK university.

Saving Money for College – Instructs students on how they can save money in preparation for college.

Student Loans: When Your Educational Dreams Can’t Compete with the Cost – Explains to students the benefits of a student loan.

Education Loans Can Fund a Higher Degree to Boost Your Career – Also explains to students the benefits of a student loan.

The Secret to US Department of Education Loans – Teaches students how to get a US DoE loan to finance their higher education.

Student Loan Consolidation – Save Money, Pay Less, Spend More – Explains to graduates how to make use of loan consolidation to reduce their student loan repayments.

Higher Education: Finding the Right College for You – Explains to students how to find the right college or university for their higher education studies.

Mobile Learning – An Alternative Worth Considering – Explains the concept of mobile learning and its place in education.

Online Degrees – Is Online Education Right for You? – Analyses the merits of online learning as compared to traditional learning.

An Online College Education Overview – Reviews the whole concept of online learning.

Finding the Right Quotation for Your Paper or Speech Online – Shows writers and speakers how to find the right quotation to use in their writings or speeches.

Collaboration: An Important Leadership Development Skill – Explores the useful concept of collaboration and its role in leadership development.

At the end of each article is a list of merchant products that supplement the article’s content. A link is also included for accessing the educational product catalogue.

Target Markets and Product Offerings

Now let us turn to the target markets and their associated product offerings. We have positioned the segments to address the various needs of a visitor over a period of time, and at any given time a customer may belong to one or more of the market segments. There are three general classes of products offered: ClickBank products, Google products, and eBay products. Google and eBay products are presented on each page of the site. ClickBank products are grouped into product categories that match the target markets. These categories and their markets are as follows.

Children and Parenting. This consists of visitors who want parenting solutions for improving their children’s upbringing. Their needs are met through the Children and Parenting section of the educational product catalogue.

Difficult Admissions. This consists of visitors who want to learn how to get admission into top universities. Their needs are met through the Difficult Admissions section of the educational product catalogue.

Esoteric Needs. This consists of visitors with unusual needs. Their needs are met through the Esoteric Needs section of the educational product catalogue.

Financial Aid. This consists of visitors looking for scholarships, grants, or loans. Their needs are met through the Financial Aid section of the educational product catalogue.

Leadership Skills. This consists of visitors looking to develop their leadership skills. Their needs are met through the Leadership Skills section of the educational product catalogue.

Learning. This consists of visitors who want to improve their learning ability. Their needs are met through the Learning section of the educational product catalogue.

Mental Speed. This consists of visitors who want to explode their mental speed. Their needs are met through the Mental Speed section of the educational product catalogue.

Positive Affirmations. This consists of visitors who want to transform their negative dispositions into a positive mindset in order to improve their performance. Their needs are met through the Positive Affirmations section of the educational product catalogue.

Speaking. This consists of visitors looking to improve their speaking skills. Their needs are met through the Speaking section of the educational product catalogue.

Tests and Exams. This consists of visitors looking to master exam technique. Their needs are met through the Tests and Exams section of the educational product catalogue.

Writing. This consists of visitors looking to improve their writing skills. Their needs are met through the Writing section of the educational product catalogue.

Usability Considerations

Usability has been enhanced to make it easy for the visitor to find solutions to her problem, by following these steps:

1. The first thing the visitor sees are a set of articles whose titles represent the specific problem area they address. The articles are accessed from the Educational Problem Solving menu of the navigation bar to the left of the screen or from the Educational Problem Solving main page. By scanning these articles the visitor can identify whether or not her problem is covered. If not the visitor can check the educational product catalogue through the Product Catalogues menu of the same navigation bar, to see whether a product exists that answers her query. If she finds nothing she knows that her problem is not addressed. She can proceed to the Related Sites pages, which are accessible from the left navigation bar.

2. If the visitor finds an article that addresses her problem then she can begin to explore that; at the end of the article she will find products that discuss her problem more deeply. She can also access the educational product catalogue through an article page.

Conclusion

This article has introduced the educational solutions module of the world’s most recent personal and professional problem solving site. The article has examined competitive offerings, the target customer profile, problem-oriented solutions, target markets, product offerings, and usability considerations. It concludes that the module is a major contribution to the information superhighway.

A A Agbormbai is the editor and webmaster of Personal and Professional Problem Solving – a web site that fills a vacuum on the Web. He has a PhD from Imperial College London and enjoys an interdisciplinary upbringing having worked or studied in aerospace engineering, information systems development, and management. The educational solutions module is one of many specialist sites of Personal and Professional Problem Solving.

Educational solutions module – [http://www.triplacc.com/educational/education.html]

Educational product catalogue – [http://www.triplacc.com/products/educational-pc.html]

World’s most recent personal and professional problem solving site – [http://www.triplacc.com/]

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Free Auto Repair Manual – Find Online Today

Wednesday, January 25th, 2012

Are you looking for an auto service manual? Would you like to find a way to repair your vehicle or certain parts of your vehicle on your own?  It’s possible to get a free auto repair manual online to use for whatever type of auto repair you need. If you have Internet access and a computer, you will be able to do this in a relatively short amount of time.

All you have to do is search online for an auto service manual that will help your needs. You can find a free online auto repair manual to help you with your car today. The first step is to know what type of manual you are looking for. There are different types of auto service manuals available.

Some examples are:

  • Repair manuals
  • General manuals
  • Diagnosis descriptions
  • Maintenance manuals

It will be important to know which type of manual you are looking for when you go searching for these online. Knowing how to help narrow your search can be very important and will also help make the process quicker and easier for you.

Then in the future, you will know how to find a particular manual right away. For example, you can search according to make and model as well as the year of a particular vehicle you want to make repairs to.

Repair manuals will go into the most detail of how to repair specific parts of your vehicle. You can look up exhaust repair, body repair, engine repair, interior repair and more. General manuals are like repair manuals but they are usually not related to the make of the vehicle and just discuss repairs in general that you can apply to most any vehicle.

Diagnosis descriptions help you either by make and model or by specific types of automotive repairs. For example, they may focus on one area of the vehicle in which the repairs are the same throughout different make and models of automobiles. Sometimes they are also categorized according to certain sounds or indications the vehicle might make that something is wrong.

The more you know about the types that exist out there, the better prepared you will be to make your search for free online auto repair manuals. When you find a great, quality, dependable site for searching for free repair manuals, you should be sure to bookmark it so you can always come back to it later when needed.

You will probably be surprised to see how many great manuals there are out there for free. You can find these manuals online without spending a dime. Don’t be fooled by sites trying to tell you that you have to pay for their guides when they are likely offering the exact same information you can obtain for free.

You also don’t have to wait weeks to contact the manufacturer for a guide when you can now find them online instantly. This makes it possible to get your free auto repair manual quick and easy so you can get right to your repairs when you’re ready.

To learn more and to find your own free auto repair manuals, visit free online auto service manual today.

Article Source:
http://EzineArticles.com/?expert=Budi_Mutsuclan_Wibowo

Hiking With a Large Family

Tuesday, January 24th, 2012

You’ve never been into hiking, your spouse has never been into hiking, and you’ve never taken your children hiking. But you’re planning on visiting a national park, and you want to be able to hike the trails to be able to see the sites. Or, you want to get out with the family, and you’ve decided that a great way to do this is to hike. Both of these are excellent reasons to start hiking together as a family. Hiking together can also have other benefits, such as increased family bonding and great memories that you and your children will take home with you, not to mention that it’s a great way to get exercise.

I am part of a large family, and we’ve hiked together for years. Part of this is due to the fact that our parents love to hike, but another part of it is that we enjoy walking together and seeing new and interesting places. However, it can be daunting to try and figure out how to get all of the children to the end of the trail and back again. In this article, I will try and explain how to hike with a large family. Remember, however, that this is from my own experience, and that your experience will likely be different than mine. Mix and match my ideas and your own ideas and expectations to create something that will work for your family.

Preparation

We didn’t wake up one day and say, “Hey, let’s start hiking 10-mile trails.” This has to be worked up to, especially if you are hiking with several children. When we first started, we were walking the 400 ft. to overlooks. As we grew, our abilities grew, and we began hiking longer and longer trails.

Therefore, you will need to work up to hiking long distances. This can be accomplished by walking on local trails that are somewhat similar to the longer trails you plan to do later. For example, you can begin by walking mile or for a certain amount of time (such as 1 hour) and then work up to longer trails and longer timeframes. This will also help the parents gage the abilities of their children, and help them select trails that are not above their own abilities. Great places to hike are local parks, state parks, rails-to-trails areas (these are flat and often easy to walk on but usually lack nice views), and other local wild areas that have trails. The internet is a great resource for finding trails in your area. In this article, when I talk about “hiking”, I mean walking trails that are at least a mile long. This information may also be useful for shorter distances, but in general this information applies better to longer trails.

Gaging Your Children’s Abilities

When hiking with your children, assess their abilities as well as their desires. Do they simply not want to go any further when they say they’re tired after the first 10 minutes? Or are they really not up to a long hike? This takes discernment on the part of the parents, and understanding the children. A good attitude on the part of the older children and parents helps: I have found that if the older children think this is some kind of cool adventure, the younger children are often more than happy to join in on the excitement. However, remember that the point of hiking is not to have a forced march that no one enjoys. By having hiked with your children before and understanding their abilities, you can choose trails that are within your children’s ability, but that perhaps push them just slightly further…and then a little further…so that it builds their ability slowly.

You may find that the older children are far more capable than the younger children at hiking long distances. This is not surprising. After all, they have to take two or even three steps to every one of your own! However, this does not mean that you must carry the child. I feel so sorry for the parents I see who are still carrying their 5-year-old. The parent is huffing and puffing, and the child is just there for the ride. We usually carried our children until they were about three years old, and then eased them into hiking on their own, or holding the hand of an older child or adult. Even after that, though, we would occasionally carry a child if they had been hiking a very long time and were tired.

Another way to keep the younger children hiking is to tell them stories. The parents can do this, as can the older children. Some of the younger children can also tell their own, although most of ours preferred listening to the ones we came up with. Stories can be classics like “The Three Little Pigs” and “Goldilocks and the Three Bears”, or you can make up your own.

Older children can be very helpful with the younger children. I really enjoyed carrying my younger siblings, even if I was only 11 and they were 1. Later, when several of us were older (13+), we did all the carrying of the younger children, and our parents rarely carried any children, even on long hikes. Even if they can’t carry a child, older children (6+) can walk with their younger siblings, helping them along the way, holding their hands, encouraging them to keep going, and so on. Often we’d just end up helping them, but sometimes we would be assigned a child, like, “Ok, until the next rest break, you get to walk with your youngest brother” or something like that. If your family has a buddy system, this is a great place to use it. Sometimes children like to run ahead on trails. This may be fine in some situations, especially if the children are older, but you may want to restrain them by, for example, telling them not to go out of sight of you.

What to Take With You

The age of your children and the length of the hike will determine exactly what you need to take with you. For example, if you have very young children, you will need to take diapers, wipes, formula (if you use it), etc. for them. You may even have to dedicate a backpack to this type of stuff. Some baby backpacks come with pockets for such things, but I have never found these to work very well. Also, if you’re taking a longer hike, you’ll need to bring more food and water than if you are taking a shorter hike.

Probably the most important thing to take on a hike is water. This is especially true if the weather is hot or you are hiking in dry areas such as the American southwest. In such weather or areas, it is very easy to dehydrate, so bring plenty of water for each person. We have a plastic refillable bottle (16-oz.) for each person. These are easy to refill and transport on the trail. On very long hikes (8+ miles) we bring extra water in a small water jug (1-gallon) which fits into a daypack.

Another very important item to bring is food. “An army marches on its stomach” and so do hikers, especially children. Small snacks can make the difference between making it back to the parking area in a reasonable time and dragging the children for hours on the last mile. The packs can be heavy in the beginning, but everyone will be thankful for the food later in the day.

Who should carry this stuff? Well, it will depend on the age of your children, in part. Older children (6+) can carry daypacks with food, water, or other items in them. This is especially helpful if the parents need to carry smaller children. Another option is for one parent to carry a child and the other to carry some of the food, etc. See what works for you. We nearly always take at least five packs to spread out the weight between as many people as possible (usually this means the five oldest children are carrying backpacks). The water bottles themselves usually get spread over two packs, or each person carries his or her own.

Hiking as a family can be a fun experience for everyone, especially when there are many of you to enjoy it together. However, each family is different and will need to figure out what works best for them. Once you have worked out what works best for you, you can enjoy many hours of walking and enjoying the outdoors together as a family.

Anne W is a travel writer who has written extensively about destinations in the continental US and traveling on a budget. She describes herself as “A passionate hiker who craves beautiful vistas.” To this end she travels around the country searching out unique destinations and hiking trails for her website, Anne’s Travels. For hiking trails and more travel information, visit http://www.annestravels.net/

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Go Kart Engine Repair – Ignition System Diagnostics Part II

Monday, January 23rd, 2012

Ignition System Trouble Shooting.

Last time we discussed how magnetic fields cause current to flow in wires. The current flow is then harnessed to make the spark plugs work.

Now we will discuss how to trouble shoot this system.

First of all the system consists of:

-A flywheel with a magnet

-A magneto with a main coil and a switching coil

-An On/Off wire

-A spark plug and spark plug wire.

That’s it.

{In the olden days you had a switching circuit called points, but I will not bore you with that. I have several old motors that have points. (If you are really interested in points I will write an article about trouble shooting those…but not today.)}

So what’s the problem?

The problem is that I was riding my go kart… blew the chain… made a massive clunk…engine still ran right up until I shut it off. I replaced the chain and now it won’t start.

What do I do? Cry? Uh…No…

First off all look at the system. So the engine not running must be symptomatic of

-No Gas

-Flooded (too much gas)

-No compression

-No Spark

-Switch is off!

So yes, I checked.. there is gas. (check!)

The engine has nice resistance and compression (no thrown rods, no loose valves, everything is tight…) (check)

Yes I checked it was ON! Also I removed the off wire from the switch near the engine. Still nothing. (check)

Pulled the spark plug out and tested for spark:

No Spark:

The possible causes for no spark are:

Faulty Spark Plug (ie short circuiting because of ash contaiminents, broken insulator, too much gas on plug)

Or a faulty ignition mechanism

Well I cleaned the plug well. Used a different plug…

Note: But you know what I should have done first? I should have taken the plug wire and tried it against the engine. Well I tried that too: no spark.

Not looking good here… What do we do next?

This is where stuff starts coming apart.

Understand that the system involves the flywheel, so we need to access it and see if the flywheel is okay.

By “okay” I mean the following:

-Is there a magnet in it anymore?

-Did it get damaged? (very unlikely) Check with screwdriver: does it stick? (check, yes there is a magnet)

The next critical thing is to check the keyway. 8 times out of 10 the key gets sheared. This can occur from sudden stops of the engine. A sudden stop can occur from various reasons such as a broken chain grabbing hold of an activated clutch. An instantaneous shock load can be introduced into the system.

The other way an engine can be come jammed suddenly is if the rod blew inside, or the engine ran out of oil (seized up).

Next time…. What happened to the ignition system?

The Go Kart Guru is a Go Karting Design, Fabrication and Performance specialist. Topics ranging from Turbo Charged Go Karts to Wood Go Karts, the Go Kart Guru has something to say (that will help you!) about it. Visit Http://GoKartGuru.com for more details.

And for those with Vertical Lawnmower Engines, there is a special section just for you! Don’t throw away that vertical engine just yet!

Article Source:
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Get In Career Shape

Sunday, January 22nd, 2012

Research suggests that as many as 8 out of 10 employed adults are in the wrong job or career! They are in poor career-shape or have little or no career-stamina.

If you are one of the 8 or your goal is to shape up, it is important to have a good understanding of some basic career management principles for a healthy career workout and to help you make the best decisions about your career on a day-by-day basis.

Career Fitness Tips

Here are 10 proven tips to maximize your career-workout:

  1. Set Goals You Know You Can Reach. Keep your goals realistic. Unrealistic goals leave many people feeling like a failure even after a career success. Rather than feeling good about what has been accomplished, many feel dissatisfied because they have not yet attained their dream career. To manage your expectations, set reasonable goals that can be worked on and achieved.
  2. Divide your career goals into manageable pieces. Bite off only what you can chew at any given moment. Resist the urge to multi-task when working on your career goals. If you overdo it and push yourself by trying to accomplish everything at once, you will become discouraged and lose your motivation.
  3. Work On Your Goals One At A Time. Prioritize your career goals and then work to achieve the first one. Continue to tackle each subsequent goal by completing it before starting the next one. Before you know it you will have accomplished all of your career objectives.
  4. Make Modest Changes To Your Work Habits. There are a number of “baby steps” you can take to advance your career. Instead of fantasizing about the perfect career, apply creative thinking and implement a few “quick wins” to boost your career.
  5. Develop A Career Roadmap. A career roadmap helps you find the best route or direction to take to achieve your career objectives. List the actions you will take to ensure an interesting, challenging and rewarding career that uses your best strengths and natural talents.
  6. Increase Your Focus. To stay challenged and to progress towards your ultimate career goal, gradually increase the intensity and focus your efforts as you follow your Career Roadmap.
  7. Make It A “Whole-Person” Experience. Your career is more than just one or a series of jobs. A well-rounded career includes a balance of healthy personal relationships, work, and recreation (fun). To avoid boredom, make sure you include others who have a stake in your career and activities you truly enjoy.
  8. Celebrate. Whenever you achieve a goal, do something nice for yourself. Make sure it’s more than just a pat on the back or verbal acknowledgement; make it worthwhile.
  9. Consult A Career Management Specialist. If you’re serious about advancing your career, hire a professional to help you get the most from your career activities and to motivate you to stick with your plans.
  10. Get A Career Fitness Partner. Find a mentor or colleague who is willing to be your career fitness partner. Choose someone who will motivate and challenge you when you want to quit. Or, form a support group with co-workers who share similar career interests.

As you begin to use these tips, they may at first feel burdensome. However, with a little effort and continued use, they will become second nature.

Althea DeBrule, entrepreneur and seasoned human resources executive, has focused for more than 30 years on helping people achieve their career goals. Creator of The Extreme-Career-Makeover™ and a founding partner of RADSGroup Organizational Consultants, she is recognized for her bottom line and practical application of career development and management strategies in a way that penetrates hearts and compels action. She speaks and teaches with inspired talent, humor and contagious zeal at management conferences and leadership retreats nationwide, and has been featured in CFO Magazine, Strategy@Work, Human Resource Executive Magazine. Althea is the author of Bosses & Orchards, a compelling and candid book about how to make your work relationship with your boss succeed. To discover how you can take your career to a new level, visit http://www.extreme-career-makeover.com/

Article Source:
http://EzineArticles.com/?expert=Althea_DeBrule

Comparing Car Insurance in Australia – 7 Things to Think About

Friday, January 20th, 2012

There’s a wide range of car insurance options in Australia, which is impressive for a country of its size. It’s easy to become overwhelmed given the number of companies offering “the best”, “the cheapest” or “the best and cheapest” car insurance, but there are 7 things you need to consider before you commit to one particular insurer:

1. What kind of insurance are you looking for?

Compulsory third party insurance – Known as Greenslip Insurance, this is the most basic form of car insurance for an Australian driver and is compulsory for Australian-registered cars. While it doesn’t cover damage to the policyholder’s car or cars and property of others, it does cover personal injuries of crash victims.

Third party property insurance – This pays for any damage you cause to another person’s car or property. However, it doesn’t cover the cost of repairs for your own vehicle. Third party fire or theft insurance, an extension of third party insurance, insures you against the loss of your car through theft or fire.

Comprehensive insurance policy – This combines all of the above. As such, if yours and another person’s car are damaged through your own negligence, your insurance policy will extend to cover repairs for both parties.

2. Can you buy the policy online?

An insurance company that allows you to sign up for car insurance online has a distinct edge over one that doesn’t. Online insurance policies, usually paid for by credit card, are more affordable due to the reduction of processing fees. It’s also very convenient for the buyer as it can be done at any hour or any day of the week. You’re also likely to make fewer mistakes on the application form because you can take your time in filling it out, and there is less or no pressure for you to complete as compared to completing one over the phone.

3. Do they offer a multi-policy deal?

Many insurance companies provide insurance for the home, travel and health in addition to car insurance. In many cases, insurance companies may offer a more favourable rate to customers who purchase more than one type of insurance from them.

4. What’s your demographic?

Did you know that the cost of car insurance premiums can vary based on where you live? Premiums can differ even further based on your address within the state itself as well. Varying intra-state car insurance premiums are mainly down to the risk an insurance company perceives you and your car to be.

Therefore, the higher the risk of your vehicle encountering an accident or being stolen, the higher the premiums you have to pay. For instance, residents of New South Wales, which has a high population density, pay the highest car insurance premiums of any state.

Age and gender too, are parameters that need to be considered when comparing car insurance. Young men are perceived to be more of an insurance risk, and this is reflected in their insurance premiums. Additionally, the owner of a newer, more expensive car is likely to pay higher insurance premiums based on the risk such a vehicle poses for the insurance company.

5. Have you tried asking for a discount from your existing provider?

Sometimes, people compare car insurance when they’re thinking of switching to another insurance company. In this case, a person has nothing to lose by asking their current insurer if they’re able to match or surpass a cheaper quote from another company. Revisiting the terms of your present car insurance policy may also allow negotiation of better terms for you; there may be discounted premiums for drivers above 25 years of age. Tailoring your car insurance policy to match your personal requirements can make it even more affordable.

6. Look beyond the bottom dollar

A cheap insurance quote is very attractive. However, when comparing quotes from different insurance companies, you need to ensure that the policies themselves are similar too to prevent comparing apples and oranges. By scrutinizing policies closely, you won’t wind up paying less but receiving inferior or limited insurance coverage from Insurer A, as opposed to paying Insurer B slightly more in return for more benefits and security.

One of the first things a person looks at when comparing car insurance is the premium paid. At first glance, a cheaper premium is certainly tempting. Having extra cash available is always welcome. Yet, is an annual difference of $200 really such a bargain if, in the event of a write off, the insurance company deems your car worth less than you expected?

You need to ensure that the bottom value an insurance company quotes for your car isn’t too far away from your car’s actual worth. If the terms of the policy are otherwise in your favour, obtaining an “agreed value” policy is your best bet so that replacing your car won’t be such a financial burden in the event of a write off and if the company undervalues it.

7. How does a point-for-point comparison of different policies add up?

There are sure to be similarities when you compare the basic policies of most major car insurers. A consumer needs to look at the cost of the policy and any extra benefits that particular insurer provides and ask about them if they’re not immediately obvious. For instance, comprehensive car insurance may entitle you to a hire car if your car needs repairs, until a claim is paid, or your car recovered (if it was stolen). Different insurers also have varying conditions pertaining to no-claim bonus and excess payable.

Different insurers offer different hire car periods that may also vary based on the premium you pay. Additionally, the time it takes to process a claim may take longer (months) than the period to which you’re entitled the hire car (days). Additionally, the maximum value insured for items inside the car that are damaged or stolen may vary between companies.

In the event car repairs are needed, most insurance companies have workshops authorized to carry out the necessary repairs. Some people, though, may be more comfortable appointing a mechanic of their own or who can finish the job more quickly. Aside from determining if this option is available to you, be sure to determine who bears the cost of transporting the car to the garage and if roadside assistance is provided.

These are just some of the things you need to consider when you’re making a car insurance comparison between different insurance providers. Comparing car insurance policies may not be such a chore when you consider that Australians are paying an excess of more than $3 billion in unneeded comprehensive car insurance coverage.

Article Source:
http://EzineArticles.com/?expert=Angela_Yorke

The Automotive Employment Market Is Still an Open Playing Field

Tuesday, January 17th, 2012

In the automotive employment market there are still very attractive job opportunities available all over the world. So if you are in the automotive employment market and want to make a change there are still a lot of opportunities all over the world.

In this modern world there do exist a massive shortage highly skilled automotive technicians all over the world. So if you are a highly skilled auto technician you can choose where you want to work in the world.

By just applying on one of the many automotive recruitment companies web pages, and they will search a job opportunity for you any place in the world. The fact is that a lot of emerging automotive markets have opened up in reasoned years, due to the power shift in the automotive industry.

This automotive employment market is going to become even bigger in the future as all new type of cars is going to hit the market. Like all the “EV” cars that are still in the prototype phase. All these cars will have new technology implemented into them, so new personnel must be trained to work on them in the future.

This will bring a paradigm shift into this automotive employment market, even the training methods and the skill sets that must be trained have to change in the very near future.

This will cause the manufacturers to start running extensive training and develop programs, to have highly skilled technicians to assist them to establish their brand. There will be coming new brands and brand name into the playing field and these brands will need to still build their names in the market place.

To build a brand name you need a powerful after sales service you can assist your customers with. This alone will create a new automotive employment market to the auto industry; just imagine an electronic or chemical engineer working at your local car dealership.

It may sound farfetched but it is possible as the cars in the future will be driven with power plants like fuel cells, hydrogen emission and electric motors. All of this is going to come to the market place in this modern world sooner than most of us do realize. So the predictions are that a big portion of the existing automotive workforce will leave.

They will leave this workforce as they are from the old school with old school principles that will become extinct with this new technology. The human tendencies are that you will stay ignorant if you become a member of the old school club. This only happens as the older people were conditioned that they can only learn something up to a certain age. All of us know this is not true but the system wants them to leave as it is harder to change and old horse to get rid of his or her habits

The system was created to develop a group of slaves that would be easier to condition, into what this slave system needs and not what the workers needs. That is one of the reasons why the older leading hands in the automotive employment market gets removed or retrenched. The general modern business conceptions are that older people are resisters to modern business, as they don’t want to change.

If all this highly skilled people are removed in the future the whole automotive industry will suffer a massive skills and brain lost that could have passed on to the younger people. Findings are that most of this older people in the automotive industry don’t want to share their knowledge and skills anymore, because they don’t see themselves as resistors for future development in the automotive industry.

So the automotive employment market will suffer great losses in the near future, due to this phenomenon.

About The Author

Rocco van Rooyen is an Author on Automotive Solutions. As an Entrepreneur and Author on the subject, he is at the forefront to provide solutions to all automotive related problems.

For more articles (or training) on Automotive employment or to get your FREE Mini Course to How to manage your Automotive Solutions go to http://automotivesolutionsforall.com.

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Automotive Logo Designs – Components Of Automotive Logo Designs

Tuesday, January 17th, 2012

Automotive logo designs are probably one of the most stylish logos around. Cars, bikes and other similar stuff are incorporated in automotive logo designs to make them look classier and more eye-catching. Your automotive logo designs can benefit you by certain ways; it can setup a base for you to market your products well and to be recognized better. When creating automotive logo designs, the designer needs to pay attention to three factors which are (1) the objective to be achieved by the logo design, (2) should be according to the latest trend and (3) should be of high quality. Anyhow, the basic rule for designing good automotive logo designs is to relate it with your company.

For designing good automotive logo designs, you should take in consideration the following points:

Your automotive logo designs should relate to your business:

A basic technique to make your automotive logo designs look sportier is to associate it with automobile parts. Normally, the designers use the basic components of automobiles such as their wheels, handles, steering, etc. Also, you will find a large of number of automotive logo designs having images of cars and bikes in a very creative and amusing manner. For instance, automotive logo designs can have a tattoo type of design showing a car.

Color scheme used in automotive logo designs:

The colors which are normally used in automotive logo designs are mostly of an igniting nature. Colors like orange, fiery red, black, etc are used in automotive logo designs.

Fonts used in automotive logo designs:

Usually bold and big fonts are used in automotive logo designs. The reason is that the automotive industry is an amazing yet serious industry.

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Choose Children’s Furniture That is Durable

Saturday, January 14th, 2012

Childrens furniture is something that can be a fun purchase or a stressful purchase. There are several things to consider before you make the final selection. Examples are durability, budget, space, décor, age and preference. Durability is one of those things that you can’t afford to skimp on. Not only do you want furniture that is going to last a while, but you also want to make sure that the furniture is safe.

When looking at childrens furniture it is ideal to always have a budget in mind. Only you know what you can afford. Even if you are low on funds, that doesn’t mean that you can’t find quality childrens furniture. Comparison shopping locally or online will reveal a wide range of options regardless of the price range you are aiming for.

Then you need to factor just how much space you have. Are you looking for only a bed or a complete bedroom set? Childrens furniture, just like any other type of furniture, can be very deceiving in terms of size, whether on the store room floor or online pictures. Be sure you realize how much space you have available and continue to watch out for measurements while you’re shopping for childrens furniture.

For décor, once again you have tons of options. If you are shopping for a girls room you can always go for the traditional pink, yellow and purple furnishings. Character designs such as Barbie and Disney characters are always a big hit in girls room décor. Or you can also decorate with flowers or furry animals.

And while speaking of décor, a pre-teen may not appreciate a Barbie styled room, while a 5 year old would love it. Keep the age in consideration, not only because of the décor, but also for the furniture’s functionality. Is the child young enough for a toddler bed or bunk bed? The age is going to be a huge deciding factor of what type of children’s furniture you purchase.

Finally, preference. If your child is old enough, they may have their own preference in style. Maybe they prefer modern or shabby chic bedroom furniture. While you as the parent have the final word in what bedroom furniture will be purchased, it’s also a good idea to let the child have input in what type of style they prefer.

Tim Orick enjoys the outdoors and wants everyone to experience the same. From an early age he has been fascinated with solar energy, wind power and hydro power. Recycling, water conservation and environmental awareness has recently gained attention on a global scale and if we all do our part, there are enough resources for many generations. I invite you to visit http://www.bestchildrensfurniture.com for additional tips when buying children’s furniture and kids tables

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Personalized Childrens Furniture Can Be Fun and Easy to Create

Wednesday, January 11th, 2012

Personalised children’s furniture is one way to make truly one of a kind pieces for your child. Even if you are not artistic, this process can be simple, fun, easy and you and your child will be thrilled at the results. Perhaps you have been avoiding doing any personalising of the furniture because you are concerned that it is too difficult. If this is the case, try some of the simple suggestions below:

* At a craft store buy the unfinished wooden letters that spell out your child’s name. Using their favorite colors, paint the letters either solid colors or make patterns. After painting finish with a clear coat of varnish to add sheen. Glue the letters using a hot glue gun or wood glue onto the surface of mirror frames, dressers or headboards.

* Wooden cut out designs or silhouettes can be painted and added to any piece of furniture. Pick designs that reflect your child’s hobbies or interests. If they are sports fans team logos, favorite players numbers or other team images can be used.

* Stenciling is an easy way to become an instant artist. Simply purchase a stencil that your child likes, and then, using a stencil glue, spray the back of the stencil. Press it gently against the surface you wish to stencil on. Using a stencil brush, gently fill in the stencil area with the desired colors. Carefully remove the stencil by pulling straight off the surface.

* For many young girls glass “gems” and other silver or gold looking flat beads add style and fashion to mirror edges or picture frames. This look is simple and will only require the items to be added with a hot glue gun. Children can help but will need supervision and should not use the glue gun themselves.

* Art wire can also be used to add details. It can be twisted or twirled to make a pattern across the furniture and then glued on with a glue gun or other spray type adhesive.

* Geometric patterns can be used to personalize items. Simply pick a shape or two and paint them onto the surface. It is great to use contrasting colors and outline the shapes in black to really make them stand out.

* Small inch-by-inch tiles can be used to make a patterned headboard, dresser top or table top for your child’s room. Use colors that are favorites to personalize the furniture. Patterns can be made by simply placing different colored tiles on the surface. It is a good idea to lay out the tiles first before gluing them to the furniture so that any changes that need to be made can be easily done.

* Pictures of the child or the family can be placed on a tabletop or desk area and then covered with a layer of plexiglass or glass. The cover can then be attached to the table or desk with clamps. The great advantage of using clamps is that they can be easily removed and the pictures changed as the child ages or as new photos become available.

Personalising your child’s furniture is a fun and easy activity that anyone can do. Children often have great ideas about how to decorate their furniture, and enjoy working together with the family to create one of a kind items for their room.

Visit TheMagicalRockingHorse.com today for a great selection of stylish, affordable childrens furniture and coordinating kids room decor [http://www.themagicalrockinghorse.com/kids-room-decor.html].

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Automotive Rapid Prototyping Fail First Paradox

Tuesday, January 10th, 2012

New product development and innovation is much more difficult and time consuming than most other business activities. Automotive rapid prototyping greatly enhances learning speed and reduces the risk of new automotive parts development.

Historically, the automotive industry has been using rapid prototyping as an important tool in the automotive parts design process. The extremely fast-paced automotive design cycles require an extremely fast prototyping system which can produce car parts fast and inexpensively.

The main objective of automotive prototyping is to learn quickly: how a new automotive product behaves in its natural working environment, before transferring the prototype to the production line. Many times, mistakes are learned only after a new automotive part is launched. This is the main explanation for poor automotive parts design, from product mismatch, poor engineering and function or finish, and overpriced production. In order to accelerate the learning curve, before these costly automotive prototyping mistakes are made, one must accelerate and facilitate feedback loops from tests in the lab and market trials.

Automotive Manufacturing Technologies

Working with an assortment of rapid prototyping equipment, automotive prototyping engineers utilize the most advanced 3D printers, in their quest for perfect form, function and utility. Working in advanced manufacturing centers, the automotive engineers use the technology to verify what they are doing, and, equally important, to save tremendous amounts of time, and money.

Automotive Rapid Prototyping Compresses Development Time

The advantages of 3D rapid prototyping model creation versus viewing a cad/cam model on a computer screen is palpable. Automotive parts engineers get together discuss the pros and cons of a rapidly produced automotive parts model and discuss the pros and cons of the design, as they pass it around, twisting and viewing the prototype, and decide if that is what they had in mind. This way, problems get solved up front, before going to the assembly line! Once determined that the automotive prototype design is a go, the model can then be sent to a die maker.

Automotive Prototyping and the Die Maker Process

The die maker cannot use model to make the die, but because they have it in their hand and can look at it and feel it, they can determine where the parting lines will be and exactly how much steel they will need to produce it. The timing of the die process is greatly compressed.

Examples of Automotive Rapid Prototyping Parts

· Engine castings and parts

· Car Engine parts

· Auto Mechanical parts

· Car Dashboards

· Car Handles and Knobs

· Auto Body Components

· Car Trim parts

Fail first Paradox in Automotive Rapid Prototyping

The automotive rapid prototyping paradox is to fail earlier rather than later. By failing earlier, the design engineers surprisingly succeed in accelerating the project; this greatly reduces development cost risk. By considering all automotive prototype failures as learning experiments, the engineer has much less stress, knowing that they are practicing the old adage, that success comes from ninety-nine percent failure and introspection.

Dan Flower is a writer for Objet Geometries Ltd, an automotive prototyping 3D printer manufacturer.

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Education Loans Can Augment The Boundaries Of What You Can Achieve

Sunday, January 8th, 2012

Education never ends – it is not said without reason. We are educated all our lives and getting an education not only is a great achievement but something that gives you the tools to find your own way in the world. Education is indispensable; little do we realize how much more it can bring to us in terms of worldly amplifications. Anyone can have propensity and the natural endowment for education. But one might not have the resources to finance their education. You certainly can’t let lack of resources impede you from advancing your prospects through education. Then you accidentally stumble upon the word ‘education loans’. Loans for education – you have never thought about it as a feasible arrangement. Education loans can open newer panoramas in regard to your education aspirations.

Education loans are open to all people in all its myriad forms. Education loans can realize your education plans or the education plans of your children. You can strengthen you own future and the future of your son or daughter with education loans. An extensive range of student and parent loans are presented under the category of education loans. There are many types of education loans. Discerning about the types of education loans will help you in making the accurate decision. The single largest resource of education loans is federal loan. The two main federal education loan programmes are the Federal Family Education Loan Programme and the Federal Direct Loan Programme. In the Federal Family Education Loan Programme the bank, credit union or the school is the lender. While the federal direct loans programme, the department of education is the lender.

Private education loans are offered to people so that they can provide financial backup to their education plans. Private education loans are not endorsed by other government agencies but are provided by other financial institutions. Private education loans programme are optimum for both undergraduate and graduate studies.

Formal education is requisite for future success. Though this is not a hard and fast rule, but education certainly helps you in gaining an upper hand. With universities getting expensive by each day an education loan will certainly give you an incentive to go ahead with your education plans. Each year while contemplating on your education plans the thought of finances almost invariably comes in. While working towards you degree, you are constantly plagued about paying for the education fees, books, and other living expenses. Education loans can provide funding for tuition fees, board and room, books computer, and even student travel. An education loan can help you with all these expenses. Education loans are sufficient enough to take care of all these expenses. If you have been forced to drop your education for any reason, you can still take up your education at any point of time. Irrespective of your age and also where you have left your education.

There are no specific eligibility criteria for education loans. Any person who is in need of sponsorship for education can find an education loan that befits his or her financial necessity. Loan amount on education loans vary with the kind of education you want to pursue. The repayment options with education loans will similarly accommodate your personal financial preferences. You can either repay interest amount while still in school or six months after graduation. Education loans offer upto ten years for repayments. The refund alternatives on education loans also include deferment, forbearance and consolidation. The various sites on education loans can give you innumerable repayment options and monetary remuneration.

Education loans will help you in planning your life after graduation. However, an education loan like every loan is a huge financial obligation. An education loans is generally the first substantial loan for most people and therefore the first major expense. Do not be completely dependent on your education loans for the funding of your complete education. Try to apply for any other financial sustenance like university grants, scholarships, fellowships, work study programmes and assistance ship and any other form of aid. This will certainly encourage a fluid dispensation of your education loans. You can start by going to the financial aid office in your school or university. It will provide you further insight to the kind of education loans, you must apply for.

Education is an experience of life. It is so rewarding in itself that it helps you to manage almost everything in your life. Education loans discipline your impulse towards education and training into a fruitful contrivance. The payoff is delicious in terms of improved quality of life. Education is expensive! Is it? With education loans it can’t be. Now, you don’t have to take the road in front of you. Make your own road with education loans.

Amanda Thompson holds a BachelorÂ’s degree in Commerce from CPIT and has completed her masterÂ’s in Business Administration from IGNOU. She is as cautious about her finances as any person reading this is. She is working as financial consultant for http://www.chanceforloans.co.uk To find a Personal loans,bad credit loans,debt consolidation loans that best suits your needs visit http://www.chanceforloans.co.uk

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Childcare Transition

Sunday, January 8th, 2012

Childcare Decisions

Most parents find themselves perplexed and anxious when it comes to making the best choice for the care of their children. Leaving a child in a childcare facility for the first time can be nerve-wrecking experience, both for parents and the child. However, keeping in view the busy lifestyles of most parents, this does seem like the most sensible and inevitable option. Choosing a childcare facility about which the parents feel most confident and can trust with the welfare of their child, along with mentally preparing themselves and the child about the incursion of a childcare facility in their daily lives should be used to decrease the anxiety that props up during this transition phase. Some parents and children have such extreme reactions about a childcare environment that they need counselling from a psychologist!!

Positive Childcare Transition

One of the most-commonly used methods of making the transition easy is by mentally preparing the child. Before the childcare schedule actually begins, the parents have to make the child used to the reality that he/she would be away from the similarity of a home or the presence of parents for some hours, every day. Parents should begin talking to the child about the various kinds of activities that would be a part of childcare schedule. The child should be familiarized with the rules/regulations that are a part of a usual childcare environment. Parents should try and distance themselves for the child a bit – just to an extent that the child becomes familiar with the idea of not being in the company of parents.

Another important aspect of this childcare transition is recognising the child’s special requirements and making sure that these would be satisfied in the childcare/preschool set-up. When it comes to choosing the best-suited childcare center, try out for the best possible and nearest location. This would reduce the scheduling/transport problems that are associated with the childcare format.

Childcare Options:

  • Child care centers are where the child is provided a group setting. He is made to socialize with other children, usually of the same age group, and there is supervision under the presence of numerous qualified or non-qualified childcare providers.
  • Family childcare centers have the provision of the child staying in the carer’s home. The children may or may not be of the same age group but benefit from home-like environment.
  • Some neighborhoods have facilities called In-home child care facilities. Here a childcare provider is provided and he/she visits the parent’s/child’s home to take care of the child.
  • Most popular choice is the nursery schools/pre-schools/playschools. These are professionally-managed childcare centers. Here the child is inducted in a properly-structured, core curriculum that is backed with the presence of qualified preschooling educators.

Author: Suchita Sehni has contributed a lot in Child Education and Parenting. At present she is an active member of Education Hub.

Visit Education Hub India for Delhi Universities, Delhi schools and Delhi colleges.

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Easy Pet Training Techniques – 3 Simple Steps to Train your Dog

Saturday, January 7th, 2012

Dog training is an integral part of maintaining a healthy relationship between you and your pet. There are various pet books available at discount pet supply stores, but if you are looking for the cliff notes, I recommend this type of pet training formula. A typical 3-step procedure in caring for your animal should follow these 3 guidelines: Discipline, Exercise and Reward.

Discipline:

A dog more so than any other pets needs discipline. This is simply because the Canine species is one of the more social and trainable domestic pets. You don’t want your Labrador going crazy when company comes over or a Shepherd that barks at the moon. So, in order to train your pet, you must show it that you are the boss.

In the animal Kingdom, there is a hierarchy and this hierarchy is natural in pack animals, such as your dog. So, you simply show it that you are the leader. In order to do this, you must act like the leader. This means that your pet should follow you in and out of rooms, doorways or even on a leash. Never let your pet lead you and if it tries to go around you cut off its path just like a real Alpha male would do. Shorten your leash to 12in if your pet continuously pulls forward on the leash. Teach your pet discipline and never reward anything but the absolute best behavior. This stage requires much patience from the pet owner and is a crucial part of a healthy pets life. Remember you are training your pet, not the other way around.

Exercise:

Another critical aspect of training your pet is exercise. Certain breeds will require more exercise then others. Typically it is the working breed type dogs that require the most. For these types of pets a 45-minute per day workout session is crucial. Whenever possible you should workout with your dog. Whether it is throwing a ball, going for a jog or just walking around in the woods, this time is integral in bonding with your pet. Be sure to have a good dog leash or harness for your pet if you live in a busy part of town.

Typically dogs that are destructive or overly aggressive aren’t getting enough exercise. If your pet isn’t tired at night, run them during the day. If you give your dog adequate exercise it will help him or her calm down and be more responsive to training. Have a spot for your dog to sleep and ensure that they lay down there consistently. For outside dogs provide a dog house or structure and for inside dogs pet beds will work nicely. This again shows the dog their place in this household.

Reward:

Rewarding your animal can mean many different things. To a pet, reward may mean a treat, a nice scratch on the butt or playing ball. Keep that in mind when you are training your pet. You don’t want to come home and immediately love on your pet, because it may see that as reward for an action. Instead come home and ask your pet to sit or shake, then reward them with a hug or scratch. When you pet behaves badly, you do not hit your pet or hurt your pet, but rather do not reward your pet and ignore your pet. Remember, your pet sees attention as reward. In fact, you should often ignore your pet as you walk into the room.

Have you ever seen puppies or inferior dogs run up and lick an Alpha male? Of course you have, that’s the way they show they are subordinate. How does the alpha male react? He simply ignores them or shuns them away with a snarl.

Now remember the same holds true for this hierarchy. Your pets runs up to you and licks you or jumps on you, it wants attention, provide it only after a desired action and sometimes ignore it all together. This lets your pet know, you are the king and a pet that knows its place is much easier to train.

Pet Training can last a short period of time or a long period of time, but is totally dependant on the owner. When you train your pet don’t think like a human, think like a dog. How a dog interacts with other dogs, how they like to run and play and what makes them feel like they were rewarded. Pet owners often need more training then their pets. Follow these three steps and your dog is guaranteed to respond.

Dawn Rose is a pet enthusiast and avid pet advocate. She runs a blog and pet news site called Front Page Pets. She also writes articles for Pet Super Store. Many of the Pet Supplies she writes about can be found there.

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